Today bank open ? Bank Holiday Alert: Bengaluru Mein Aaj Banks Band – Poora India Open! 😲 8 Nov Ki Full Khabar Yahan
Today bank open ? Bank holiday today: Aaj Saturday, 8 November ko banks open ya closed? Jaldi check karo!
Bank holiday today Today bank open ? : Bengaluru ke saare private aur public banks aaj, 8 November ko Kanakadasa Jayanthi ke mauke par band rahenge, yeh RBI ke region-wise holiday calendar ke mutabik hai. Lekin baaki desh mein banks aaj normally open rahenge, tension mat lo!
Banks alag-alag jagah national, religious aur regional holidays ke liye band hote hain. Plus, har mahine ke second aur fourth Saturday ko aur har Sunday ko fixed holiday hota hai – yeh toh sabko pata hai na?
Bank holiday in Bengaluru Kanakadasa Jayanthi Karnataka ka regional public holiday hai, jo 16th-century ke poet-saint, musician aur philosopher Kanaka Dasa ki birth anniversary manata hai. Yeh usually Hindu month Kartik ke 18th din celebrate hota hai, jo November mein aata hai. Is din unke literature, music aur equality ke teachings ko yaad kiya jata hai.
Is saal yeh 8 November ko hai – Kanaka Dasa ka 525th birth anniversary! Isliye Bengaluru mein government offices, schools aur banks poore din band. Party mood mein raho, lekin bank ka kaam mat bhoolna!
Upcoming bank holiday Is mahine aaj ke baad koi dedicated bank holiday nahi bacha. Agla holiday 1 December ko hoga – sirf Itanagar aur Kohima mein (State Inauguration Day aur Indigenous Faith Day).
Lekin poore desh mein har Sunday band aur 22 November (fourth Saturday) ko bhi banks off. Calendar mark kar lo!
Banks band hone par kya transactions kar sakte ho? Chinta mat karo! Online ya mobile banking holidays mein bhi chalega (jab tak bank ne koi technical issue na bataya ho).
Cash emergency? ATMs 24/7 open rahenge. Bank app ya UPI se payment karo – bilkul easy!
No free lunch, par RBI stability ka cost kam karna chahta hai: Governor RBI Governor ne bola – short-term growth ke chakkar mein financial stability kharab karoge toh long-term growth ko bada nuksaan hoga!
Reserve Bank of India efficiency aur innovation badhana chahta hai, bina financial stability ko risk kiye, yeh Governor Sanjay Malhotra ne Friday ko SBI Banking and Economics Conclave 2025 mein Mumbai mein kaha. Unka point: “Jaise free lunch nahi hota, waise hi stability ke liye regulation mein bhi cost hota hai. Stability aur efficiency ke beech trade-off hai – hum har regulation ka fayda aur cost dekhkar balance banayenge.”
Malhotra ne warn kiya – short-term growth stability ke cost par liya toh “long-term growth ko bade consequences” milenge. Research bhi yahi kehta hai – financial instability short-term gains ko zyada offset kar deta hai, recovery bhi dardnaak aur lambi ho jati hai.
1 October ko monetary policy ke saath 20+ regulatory proposals announce hue – banking competitiveness, credit flow, ease of doing business, consumer satisfaction, forex management aur rupee internationalization ke liye. Governor ka kehna: “Yeh measures innovate aur grow karne ke drive aur RBI ke protect karne ke duty ke beech balance rakhte hain.”
“Yeh fresh thinking hain, lekin incremental – koi sea change nahi,” unhone bola. Har measure ko “regulatory evolution ke continuum” mein dekhna chahiye, alag-alag nahi. Saath mein yeh systemic risk ko multi-layered defence dete hain.
Jahan RBI restrictions ease kar raha hai, wahan “sufficient guardrails” daal rahe hain taaki prudence bani rahe.
Regulator ka role gardener jaisa hai – enabling environment toh deta hai, lekin unwanted growth ko prune karta rahta hai taaki garden sundar aur orderly bane, Malhotra ne example diya.
Lekin warning bhi di: Koi regulator ya regulation boardroom judgement ki jagah nahi le sakta, especially India jaise diverse country mein – har loan, deposit, transaction alag hota hai. “Hum regulated entities ko case-by-case merit par decision lene denge, one-size-fits-all rule nahi thopenge.”
New measures ka scope Yeh measures formal-informal consultations, deliberation aur detailed impact assessment ke baad aaye hain – zyadatar draft mein hain kyunki RBI finalise karne se pehle sab stakeholders se input chahta hai. Recent past mein financial intermediation “sophisticated aur layered” ho gaya hai – fintechs aur NBFCs ab sourcing aur origination mein bada role play kar rahe hain.
Detail mein: Project finance directions regulatory approvals aur land availability ke risks ko address karenge. Expected credit loss (ECL) provisioning mein transition se asset quality deterioration jaldi pakda jayega.
“Indian banks aaj ek decade pehle se far more mature hain,” Malhotra ne bola. Is evolution ka matlab – prudential rulebooks ko bhi calibrated tareeke se evolve karna chahiye. “Banks stronger hain, supervision alert hai, alternative risk-bearing pillars deep ho gaye hain, market-based risk transfer mechanisms effective ho gaye hain.”
Capital market exposure badhana Capital markets aur credit risk transfer channels jaise securitisation ab risk transfer ka conduit ban gaye hain – isliye kuch regulations aur exposure limits ko relook karna padega.
Proposals mein:
- Individuals ko securities ke against lending limits badhana
- Capital market intermediaries ke liye norms rationalize karna
Yeh limits badhane ke saath structured LTV framework aayega, underlying securities ke risk ke hisaab se.
Plus, debt instruments ke against loans par limits hataane ka proposal (equity instruments par regulatory limits bani rahengi) – kyunki dono mein risk fundamentally alag hai, Malhotra ne explain kiya.
(Fir se repeat wala part skip – same hi hai!)
Deepening capital market exposure – yeh hi direction hai jahan RBI ja raha hai! 🚀
